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How is Congress Trying to Protect Seniors from AI Scams?

Senator Mike Braun, R-Ind., the ranking Republican on the Senate Special Committee on Aging, led a bipartisan effort to draft a letter to the Federal Trade Commission (FTC) that asks for an update on what the agency knows about AI-driven scams against the elderly and what it is doing to protect people. The letter, signed by every member of the Senate committee from both parties, asks about AI powered technology scams that can be used to replicate peopleโ€™s voices.

Fox Newsโ€™ recent article entitled, โ€œAI โ€˜voice cloneโ€™ scams increasingly hitting elderly Americans, senators warn,โ€ reports that the letter to FTC Chairwoman Lina Khan cautioned that voice clones and chatbots are allowing scammers to trick the elderly into making them believe they are talking to a relative or close friend, which leaves them vulnerable to theft.

Voice-cloning Technology

โ€œIn one case, a scammer used this approach to convince an older couple that the scammer was their grandson in desperate need of money to make bail, and the couple almost lost $9,400 before a bank official alerted them to the potential fraud,โ€ the Senate letter said. โ€œSimilarly, in Arizona, a scammer posing as a kidnapper used voice-cloning technology to duplicate the sounds of a motherโ€™s crying daughter and demand ransom.โ€

Senator Braun said โ€œimposterโ€ scams lead to about $2.6 billion in losses every year and that the elderly are especially at risk now that scammers have access to voice-clone technology.

โ€œWeโ€™re getting calls into our constituent services line back in Indiana already where this is coming in and happening to some extent,โ€ Braun said. He added that imposter scams can be done without using an artificial voice but warned that โ€œAI makes it even easier because itโ€™s like talking to your grandkid.โ€

Braun recalled a Senate hearing this week in which Senator Richard Blumenthal, D-Conn., opened the hearing on AI with an AI-generated voice that sounded like him, reading off an AI-generated script and said scammers have access to these same tools.

โ€œWhen you can replicate a voice to the extent I couldnโ€™t tell if that was Sen. Blumenthal or a replication โ€“ it sounded exactly like him โ€“ just imagine,โ€ Braun said. โ€œThat is a tool that the scammers never had.โ€

The FTC has said it will use its authority to protect consumers from AI to the extent it can, as Washington policymakers look to expand their regulatory oversight of this new technology. The Senate letter to the agency suggested that the FTC update its โ€œeducational and awarenessโ€ materials to help seniors understand that scammers may be looking to fleece them out of their money using AI-generated voices.

โ€œIโ€™ve never seen any new technology, new business, where the people that created it have been more worried about how you use it,โ€ he said. โ€œTheyโ€™re worried that if theyโ€™re going to get any monetary value out of it, they are going to have to make sure itโ€™s well-regulated.โ€

โ€œI just think thereโ€™s no way that AI can go unchecked, and Iโ€™m glad to see the people โ€ฆ on the forefront are thinking the same way,โ€ he said.

Reference: Fox News (May 18, 2023) โ€œAI โ€˜voice cloneโ€™ scams increasingly hitting elderly Americans, senators warnโ€

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